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A brand new tax for the over-40s in England ought to be launched to assist pay for aged care for all, MPs say.
Retired individuals must also be made to pay it if they've profitable pensions or investments, two influential House of Commons' committees stated.
The contributiondubbed a social care premium by MPsmight then be used to make sure everybody who wants help of their old age will get it.
It comes as ministers are contemplating how one can reform social care.
Currently solely the poorest get assist in the direction of the price of care, whether or not it's supplied in individuals's houses or in a care house.
Other individuals need to pay for it themselves, with one in 10 dealing with lifetime prices of greater than £100,000.
However, more and more individuals are counting on household and buddies or go with out care, which incorporates all the things from assist with washing and dressing to help in taking medicines.
The MPs on the Housing, Communities and Local Government and Health and Social Care committees stated modifications have been lengthy overdue.
A mix of the ageing inhabitants and a squeeze on council budgets has left the system at breaking level.
The cross-party teams imagine solely a radical answer can deal with the issue.
Their report stated employers must also contribute to the social care premium and argues it may very well be topped up by an further levy on inheritance tax on the wealthiest estates.
The MPs imagine it might result in everybody getting care paid forthough these in care houses would nonetheless need to contribute in the direction of their lodging prices.
The committees don't say how a lot ought to be levied, acknowledging there would have to be a full assessment on how a lot cash the system wants.
But they stated a diploma of "intergenerational fairness" was wanted, given the under-40s as a entire have been extra prone to be scuffling with housing, employment and the price of dwelling than older generations.
They additionally instructed the cash raised may very well be used to help the care system for youthful adults with disabilities, which types a part of the broader social care system.
Currently the care supplied by councils prices £20bn a 12 monthslower than a fifth of the NHS finances.
Sarah Wollaston, chair of the Health and Social Care Committee, stated: "We can not delay discovering a honest and sustainable settlement for social care.
"Too many people are being left without the care and support they need and it is time for a decision to be made about how the costs are shared."
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The authorities has stated it will likely be publishing a inexperienced paper on social care quicklythat is anticipated within the autumn.
A funding rise has not too long ago been agreed for the NHS, which is able to see its finances enhance by £20bn a 12 months by 2023.
Ministers have stated tax rises can be required to fund this, however the MPs stated the levy they're proposing might additionally contribute in the direction of that.
Caroline Abrahams, of Age UK, gave the proposals her backing, saying a "bold new vision" was wanted.
She stated whereas the concept of paying extra was a "bitter pill, it just might be one worth swallowingbut only for a system that we can all rely on."